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About Us

Atlantic Coast Bank is the premier community bank in North Florida and Southeast Georgia.

We operate from 11 Financial Service Centers as a federally chartered community bank with more than $700 million* in assets.  Our parent company, Atlantic Coast Financial Corporation is publically traded on the NASDAQ (ACFC).

As a full service lender, our financial solutions are on scale with those of the biggest banks in the country. We still provide the benefits of a local relationship for convenience service, decision-making and delivery.  We live, work and play where you do- and have been doing so for 75 years.  We are committed to long-term relationships with our customers, working with them one-on-one to respond to their unique banking needs and empowering them to meet their financial goals.  We offer broad and challenging professional growth opportunities for our employees, and strive to be the employer of choice.  We're a responsible corporate neighbor in the areas we serve, with the Bank and our employees supporting local nonprofits and other community organizations.

We've come a long way from our 1939 start as a credit union in Waycross, Georgia. Today with solid capitalization, an open and engaged leadership team and dedicated, caring employees, we're ready for further success- for both ourselves and the customers we serve.

Atlantic Coast Bank is deeply committed to home ownership in our community and our Residential Mortgage Group offers a wide range of financing solutions. We handle each step of the loan process in-house, from processing to underwriting, allowing us to close loans quickly.  You've found the Right Bank; let us help you find the Right Financing.

  • Purchases
  • Refinancing
  • Construction to Permanent
  • Renovation loans
  • Federal Housing Administrations loans (FHA)
  • Veterans Affairs loans (VA)
  • USDA loans
  • Conventional (fixed rate) mortgages
  • Adjustable rate mortgages
  • Jumbo loans

Contact one of our Mortgage Advisors today to obtain details tailored to unique situation.

In accordance with the Fair and Secure Enforcement for Mortgage Licensing Act (SAFE Act), Atlantic Coast Bank and our mortgage advisors are registered with the Nationwide Mortgage Licensing System & Registry (NMLS). The institution identification number for Atlantic Coast Bank is # 509060.

Atlantic Coast Bank
4655 Salisbury Road, Suite 110, Jacksonville, FL  32256
Toll Free:  (800) 342-2824
Mortgages@AtlanticCoastBank.net
Copyright © 2017 Atlantic Coast Bank
NMLS #509060
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